"Cover, Care, Protect and Grow..."

Long Term Care

Planning and protecting your future Care


Long term care insurance (LTCI) is one of the solutions we offer to help protect families against the potential devastating costs of long term care. We specialize in alternative solutions to traditional Long Term Care Insurance including:

  • Life Insurance / LTC Combinations policies
  • Indexed annuities with LTC riders (no underwriting)

Who Needs Long Term Care Insurance?
Chances are you'll either have a loved one who needs long term care or you will – perhaps both.

  • 70% of people aged 65 or more stand a chance of needing long term care somewhere along the way.
  • 40% of people currently receiving long term care are adults aged 18-64 years old.
  • 50% of the entire population will require long term care sometime over their course of their lives.